US Solutions for US Citizens

Living abroad for Americans just got a lot easier

US Nationals Abroad

It has become increasingly difficult for Americans living in Japan to manage their wealth while fulfilling their tax obligations back in the US. With many international institutions shying away from American clients and American institutions denying US Nationals living abroad, many Americans feel they have very limited or no options.

You Have US Options

At Argentum, we have US financial planning and tax services for mass affluent individuals and families with relatively high incomes and/or possess relatively significant assets. Our services are broad in scope yet customized to a level commensurate to your resources, needs, and complexity.

We can open, manage and support US onshore accounts for US nationals and non-US nationals, a service currently available through Argentum if you reside in Japan. Additionally, our wide range of Core and Thematic actively managed portfolios are designed around diversified global exposure at low cost. We customize these portfolios after lengthy discussions about objectives and goals for investment to meet your risk appetite and financial goals. We have US Tax Aware portfolio strategies for US Nationals, which means that changes to the portfolio are designed to be US tax efficient.

Whether you need to transfer assets from an existing US account or rollover a 401K, a traditional IRA, or a Roth IRA, we can help. We can also advise on internationally offshore-based US pension solutions that are US qualifying and would allow you to continue making contributions from abroad and receive tax-efficient distributions at early retirement age.

US Inheritance Planning

Are you a US National living in Japan and likely to receive an inheritance? Or do you want your assets to be passed on tax efficiently to your loved ones? Our advisors can provide a coordinated, detailed, highly effective advisory solution to meet discerning high net-worth clients’ unique needs. In addition, if you plan to live in Japan long-term and possess either significant assets yourself or through your family back home in the US, we can advise and coordinate efficient solutions for you and your family’s needs.

The Benefits

Contact us today to schedule your free consultation and find out what Argentum can do for you.

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Frequently Asked Questions

Why do I need a financial advisor?

A financial advisor will work together with you to build a financial plan that can guide you towards your future financial goals. Whilst building your financial plan the advisor will be able to share his advice and experience of working with people like yourself. Your advisor will then be able to recommend and explain in detail specific solutions that will help you reach your financial targets. Ongoing service and support is an integral part of any Argentum advisor’s role and your elected advisor will be available to talk and meet with you on request.

Why do I need a financial review?

Most people don’t take the time to step back from their day to day routine and take an overall look at their financial goals and plans. Regardless of what your income level is and what your future aspirations might be, you will need to have a solid plan to achieve your goals. A financial review is an opportunity to sit down with a professional financial planner who can help you get a clear picture of where you are, and also advise you on what is realistically possible to achieve in the future.

What happens during a financial review?

A financial review is a kind of financial health check and would be required before an advisor can give any advice on your situation. An advisor needs to know what your situation and goals are before he is able to professionally give any advice to you. The review covers your current financial situation, your future financial goals and then together with the advisor you would prioritise which financial objectives you’d like the advisor to prepare recommendations for when you meet next. A review normally takes between 30 to 50 minutes depending on how many questions you may ask.

I am not able to meet face to face.

For people who would like to take advantage of our services and for any reason are not able to meet face to face with an advisor we can arrange a phone meeting where by the advisor will conduct a remote financial review with you. We are able to fully service and support you remotely anywhere in the world and often travel to meet with clients throughout the Asia Pacific region.

What happens if I leave the country?

Our services and investment solutions are designed exclusively for foreign clients who have mobile careers and are often living and working in different countries. Our solutions are designed to be managed and serviced from anywhere in the world and our Client Servicing Team will help with any changes that need to be made as a result of you moving to another country. Your financial advisor will continue to maintain ongoing contact with you through face to face meetings where possible in the Asia Pacific region, or beyond that through teleconferencing and emails.