Why Keeping Your Accounts in the US Matters

While some international accounts can be used, US nationals should, wherever possible, keep their investments in the United States. Maintaining US-based accounts helps preserve access to familiar investment products such as US-domiciled mutual funds, ETFs, and retirement plans. Moving accounts to foreign providers can lead to additional complexity and, in some cases, less favorable tax treatment.

How Argentum Wealth Can Help

At Argentum Wealth Management, we specialize in helping US nationals in Japan manage their US-based investments and retirement accounts.

• Opening and maintaining US-based accounts – We can help clients open and keep like-for-like accounts with major US brokerage firms using their real Japan address. This means no more relying on a relative’s US address or worrying about accounts being frozen once your actual residency is discovered.
• Tokyo-based support – As a firm headquartered in Tokyo, we provide service during Japan business hours. Instead of dealing with US time zones and automated call centers, our advisors and admin staff are available to assist directly with any account issues.
• 401(k) and IRA expertise – We help clients consolidate, roll over, and manage their US retirement accounts while living in Japan.
• Cross-border financial knowledge – Our team is experienced with both US and Japan-specific financial and tax considerations. This allows us to address cross-border issues that US-based advisors often overlook.